Promotion Study Materials

Deposit scheme

Saving scheme:

PNB POWER SAVING SCHEME

• Only for woman
• Initial deposit:

Rural	Semi-Urban	Urban/Metro
500	1000	2000

• 50 leaf Cheque free per year
• Locker rent: 50% discount first Year only
• Demat account fee: 25%
• ATM withdrawal: 50000/day
• Pos transaction: 125000/day
• Accidental death insurance:2.00 lac to 5.00 lac
• Sweep in and out after 1.00 lac, multiple of 10000

promotion study materials

PNB PRATHAM SAVING ACCOUNT

• Any individuals (either singly or jointly), subject to fulfill eligibility cateria(Domestic depositor)
• Initial deposit: Nill
• Quarterly average balance: 100000
• QAB penalty: Freebies to be withdrawn
• DD issuance charges: Nill upto 5.00lac/month
• ATM withdrawal: 100000/Day
• POS transaction: 200000/Day
• Debit card Type: Rupay international/ Visa gold
• 25% concession on annual charge

3.  PNB JUNIOR SAVING FUND ACCOUNT FOR MINORS

• A minor of any age group through his/her legal appointed guardian.
• Minor above 10 years age are allowed to open and operated independently.
• Initial deposit: Zero
• Quarterly average balance: Zero
• Cheque leaf: 50/year
• Free DD for School/College fee
• ATM allowed debit limit upto 5000/day
• Overdraft not allowed
• Nomination allowed

 

4. PNB SAMMAN SAVING ACCOUNTS

• Eligibility: Pensioner who retired from our bank and who has given mandate for credit pension in the account.
• Account will be jointly with spouse.
• One DD Rs25000/month free.
• Overdraft facility: 100000 or 4 times the monthly pension, which is lower.
• Maximum age 70 years at the time of sanction.
• Sanction period 12 months. Account must be come in credit once in 12 months.

 

5. PNB SAVING ACCOUNT PRODUCT FOR PREMIMUM CUSTOMERS

• Eligibility: saving account can be opened by individuals (singly or jointly) association, trust, Hindu undivided families, Club, Society etc. Fulfill RBI criteria
• Minimum average balance:50000 & above
• Initial deposit

Rural/Semi-Urban	Urban	Metro
500	1000	2000

• Nomination: allowed
• Cheque: 50leaf/year (additional 5 leaves free in the quarter for maintaining QAB of RS50000.
• Cash handling charge: 50% discount
• Debit card: Platinum card with 2 add on card
• Accidental insurance: 2 lac.

 

6. PNB SF PRUDENT SWEEP DEPOSITE SCHEME FOR INSTITUTIONS

• Eligibility: institutions
• Initial deposit/maintaining quarterly average balance: 10 lacs
• Sweep in and out: balance over 50000 with minimum sweep out /sweep in of RS 1.00 lac and thereafter in multiple of Rs 1.00 lac
• FDR’s minimum 07 days and for maximum 91 days last in first out
• No overdraft facility against fixed deposit.

 

promotion study materials

7. PNB SF PRUDENT SWEEP DEPOSIT SCHEME FOR INDIVIDUALS

 

• Individuals/Staff members are also eligible
• Initial / QAB deposit: 25000
• IF QAB not Maintain penalty: 400/qtr
• Sweep-in sweep-out: balance over 50000 with minimum sweep-in/out of Rs 5000 and thereafter in multiple of Rs-5000.
• FDR’s minimum 46 days and maximum 179 days (Last in first out)
• No overdraft facility against FDR’s
• 50% concession in maintains of DEMAT account.
• 50% concession in RTGS/NEFT
• Free internet banking service, Cheque book, alerts

8. PNB UNNATI SAVING FUND ACCOUNT

 

• Individuals(singly or jointly), society, club, HUF, Society
• Initial deposit

RURAL/SEMI-URBAN	URBAN	METRO
500	1000	2000

• Maximum 40 debit entry in six months (excluding ATM, internet banking)
• 50 Cheque book leaf free in one years.

 

PREMIMUM SAVING ACCOUNT“PNB BEST CUSTOMER”

 

• Above 18 years and below 70 years.
• Associated with the bank for a period of not less than 3 years.
• Minimum 5 transactions (both Cr & Dr) in a month. (This scheme shall be by invitation only & existing customers fulfilling all the above criteria shall be eligible for conversion of their existing saving account to this newly launched scheme & no fresh accounts shall be opened in this scheme).
• Minimum Quarterly Avg Balance Rs.1.00 lakh for a minimum period of 1 year
• Personalized Visa Debit Card with ‘Our Best Customer” embossed/printed on the card.
• Personalized Cheque Book with ‘Our Best Customer” embossed/printed on the cover of the cheque book.
• DD/PO Issuance Charges Nil upto Rs.5.00 lakhs per month
• Daily ATM withdrawal limit Rs-100000 Daily
• Daily POS limit-100000 Daily
• E-com Limit-100000 Daily
• 25% concession in locker rent
• Personel accident for primary account holder (Death+permanent disability) is 10.00 lacs.

 

PNB SALARY ACCOUNT

 

• Regular Employees of central/state Govt./PSU/ Govt-Semi Govt Corporation/MNCs/ Reputed Institutions /Reputed Corporate/Reputed Educational Institutions. Other than above mentioned- approved by Circle Head. However, the accounts of employees on contract basis will not be eligible under these variants.
• Sweep in/out facility
• On authorization by primary account holder, SWEEP will automatically get initiated after ensuring an initial threshold amount of Rs 20,000/- in salary account, subject to a minimum Sweep-in / out of Rs 1,000/- and in multiples of Rs 1,000/- thereafter.
• TDRs/STDRs created through Sweep facility will be issued for a period of 7 to 365 days.

 

Variant	Drawing gross salary per month
Silver	Rs 10000 & above up to Rs 25000
Gold	Rs 25001 & above upto Rs 75000
Premium	Rs 75001 & above upto Rs 150000
Platinum	Rs 150000 & above

 

• Primary account holder of the aforesaid scheme may avail overdraft up to a sum representing last two months’ NET Salary.

Variant	Overdraft Limit
Silver	50000
Gold	150000
Premium	225000
Platinum	300000

 

Note: If salary not credited in account for 3 months then account transfer to general category.

 

promotion study materials

PNB RAKSHAK PLUS

 

• Defense personnel, including BSF, CRPF, CISF, ITBP, State Police Force, Metro Police, research & Analysis Wing (RAW), Intelligence bureau (IB), Central bureau of investigation (CBI), Indian Coast Guard & Para military And defense pensioners.
• Sweep in/Out Facility.
• Initial threshold amount 10000.
• Sweep in/out Rs 1000 , thereafter In multiple of 1000
• TDR’s/STDR’s created be issued for a period of 7 to 365 days.
• Personnel accident (Death) insurance cover 50.00lacs
• Free RTGS/NEFT
• 25% concession in locker rent

 

PNB SELECT SAVING ACCOUNT

 

• Age 25 to 40 years
• QAB-5000, if not maintain all facility to be withdrawan
• Sweep in /out threshold amount 20000/ in multiple of Rs-5000.
• 15% locker rent concession.
• NEFT/RTGS/IMPS free online
• 50% concession in home loan documentation.
• World travel card free.
• SBSLT- select saving account
• FLSLT- Select FFD scheme.

 

PNB TWIN CA+SF ACCOUNT

                   Current account                       Saving Account

·                  Individuals	·                  Above 18 years
·                  QAB- 50000	·                  QAB 25000
·                  Unlimted Cheque	·                  50 cheque
·                  2 dd for amount of 50000 in month	·
·                  Free RTGS	·                  5 RTGS free in month
·                  Free 20 NEFT in month	·                  10 NEFT free in month.
·                  Rupay international platinum	·                  Rupay international platinum
·	·

 

• Note: All freebies to be withdrawn if QAB not maintaining.

 

 

WhatsApp Group: Click Here

 

Download Pdf:Click Here