PNB Digital Products

PNB Visa Gold Credit Card

Eligibility Criteria

• Minimum Income: 300000 per annum
• Age criteria: For Primary card 21-70 years; for add-on card , minimum age should be 10 years
• Qualification: person should be literate
• Card limit: Minimum Rs-50000/- Maximum Rs-500000
• Card for credit limit Rs-500000 and upto 1000000 are issued on specific recommendation of the Branch manager/CH/ZM
• Cash withdrawal limit:20% of card limit
• Joining Fee: Nil for primary as well as Add-on Cards
• Annual Fee(primary Card): Rs-300+GST per annum. Annual fee shall be wavied in case a credit card account satisfied following conditions.

• a. If the usage of the card, in proceeding year, is more than the credit limit of the card.
• b. There is at least on retail transaction in every quarter.
• c. Account has never been irregular in past.

• Annual fee (add-on card): Nil

PNB-PATANJALI CO BRAND CREDIT CARD

• Minimum Annual income/Salary: PNB Patanjali Rupay Platinum-2.5 lakhs or PNB Patanjali Rupay Select-5.00 lakhs (For PNB Customer)
• For Non PNB Customer
• Minimum Annual income/Salary: PNB Patanjali Rupay Platinum-3.5 lakhs or PNB Patanjali Rupay Select-5.00 lakhs
• Age Criteria: For primary card 21-70 years or Add-on card, Minimum 18 years.
• Qualification: Applicant should be literate.

Rupay Millennial Credit Card

Eligibility Criteria

• Minimum Annual Income: 5 laksh.
• Age criteria: For primary card 21-70 years, for Add-on card minimum 18 years.
• Qualification: Applicant should be literate.
• Cash withdrawal limit: 20% of the limit, out of the above cash limit single transaction limit will be 50% of the available cash limit. The first transaction foe cash withdrawal from ATM after activation of the card not permitted.

Charges:

• Joining fee: Rs-399/ For Primary card Rs-399 for each Add-on card
• Annual fee: Rs-999 per year, subject to wavier if the annual spends on the card is Rs-100000 during previous financial year. Nil for add on card.