Current Accounts and their Variants

Current Deposit

 

Current Account

PNB myBiz Account (Current Account General)

 

• Eligibility: Individuals, sole proprietary concerns, partnership firm, Society, Trust, Body of Co-operative, Chartable and other institutions.

 

• Initial Deposit:

 

1. Rural: Rs-1000
2. Semi-Urban: Rs-2000
3. Urban/Metro: Rs-5000

• Minimum QAB

1. Rural/Semi-Urban:- 1000
2. Urban: Rs-5000
3. Metro: Rs-10000

• Charges for not maintaining QAB

1. Rural/Semi-Urban:- Rs-400
2. Urban/Metro: Rs-Rs-600

 

Facilities:-

1. Cheque book
2. Free internet banking
3. ATM card
4. Collection of Cheque
5. Standing instruction acceptance.
6. Neft/Rtgs

PNB myBiz Plus Current Account. (With or without Sweep in and out facility)

• Eligibility: Current can be opened by Individuals( either singly or Jointly), associations, Trust, Partnership firm, HUF’s, Firms, Society and Corporate o compliance of KYC.
• Varient:

QAB

1. Silver            Rs-100000
2. Gold             Rs-200000
3. Diamond     Rs-500000
4. Platinum     Rs-1000000

• Minimum balance for sweep in and out facility in multiple of 50k.
• FDR’s tenor 7 days to 91 days.

 

PNB Merchant Current Account

• Merchant like Shopping Centre, Petrol Pumps, hospitals, Educational institutes.
• Rural/Semi-urban Rs-5000 and Urban/Metro Rs-10000 are initial deposit.
• QAB Rs-25000, not maintaining 1000+GST applicable

 

Features

1. Unlimited Cheque book
2. Cash deposit 3 lacs daily free then after applicable charges
3. Cash withdrawal 1 lac daily third party 25000
4. 24 free in a year upto 5 lacs
5. Free internet/Mobile banking
6. Free RTGS. Neft online free, above 2 lacs 15 neft in months

Notes: Free 3 cash deposit & withdrawal limit along with additional facilities shall be withdrawal if AQB is less than 75% of required product. However non maintance charges shall be applicable if QAB is not maintained.

 

PNB “TWIN” CA ACCOUNT

• Eligibility: individual
• QAB: 50000
• Additional feature if QAB maintained

1. Cheque book unlimited
2. Cash deposit 6 times of QAB daily.
3. Cash withdrawal 2 times of QAB daily.
4. Upto 50000, 24 DD in a year not more than 2 DD in a month
5. Unlimited RTGS
6. 20 NEFT free in a month

 

PNB ESCROW/RERA ACCOUNT

• The real Estate (Regulation and Development) act 2016.
• No minimum balance required
• No Cheque book & internet facility.

 

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