PNB Visa Gold Credit Card
Eligibility Criteria
- Minimum Income: 300000 per annum
- Age criteria: For Primary card 21-70 years; for add-on card , minimum age should be 10 years
- Qualification: person should be literate
- Card limit: Minimum Rs-50000/- Maximum Rs-500000
- Card for credit limit Rs-500000 and upto 1000000 are issued on specific recommendation of the Branch manager/CH/ZM
- Cash withdrawal limit:20% of card limit
- Joining Fee: Nil for primary as well as Add-on Cards
- Annual Fee(primary Card): Rs-300+GST per annum. Annual fee shall be wavied in case a credit card account satisfied following conditions.
- a. If the usage of the card, in proceeding year, is more than the credit limit of the card.
- b. There is at least on retail transaction in every quarter.
- c. Account has never been irregular in past.
- Annual fee (add-on card): Nil
PNB-PATANJALI CO BRAND CREDIT CARD
- Minimum Annual income/Salary: PNB Patanjali Rupay Platinum-2.5 lakhs or PNB Patanjali Rupay Select-5.00 lakhs (For PNB Customer)
- For Non PNB Customer
- Minimum Annual income/Salary: PNB Patanjali Rupay Platinum-3.5 lakhs or PNB Patanjali Rupay Select-5.00 lakhs
- Age Criteria: For primary card 21-70 years or Add-on card, Minimum 18 years.
- Qualification: Applicant should be literate.
Rupay Millennial Credit Card
Eligibility Criteria
- Minimum Annual Income: 5 laksh.
- Age criteria: For primary card 21-70 years, for Add-on card minimum 18 years.
- Qualification: Applicant should be literate.
- Cash withdrawal limit: 20% of the limit, out of the above cash limit single transaction limit will be 50% of the available cash limit. The first transaction foe cash withdrawal from ATM after activation of the card not permitted.
Charges:
- Joining fee: Rs-399/ For Primary card Rs-399 for each Add-on card
- Annual fee: Rs-999 per year, subject to wavier if the annual spends on the card is Rs-100000 during previous financial year. Nil for add on card.
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